Frequently Asked Questions

 At VIP Insurance Advocates, we specialize in a range of insurance solutions including Final Expense, Mortgage Protection, Estate Planning, and Retirement Planning. Our services are personalized to fit your unique needs and goals 

 We provide one-on-one consultations to discuss your individual situation and help you choose the best coverage. Our experts will explain all of your options in simple terms so you can make an informed decision that provides the protection you need. 

 Yes, we offer specialized Final Expense insurance for seniors, helping them cover funeral and burial costs. Our plans are designed to fit your budget and provide peace of mind for you and your family. 

 A deductible is the amount of money you must pay out of pocket before your insurance coverage kicks in. For example, if you have a deductible of $500 on your policy, you'll need to pay the first $500 of a claim, and your insurance company will cover the rest. Deductibles vary depending on your policy and coverage type, and they can affect the overall premium you pay. 

 A beneficiary is a person or entity you designate to receive the benefits of your insurance policy after your passing. For example, if you have life insurance, you can name a beneficiary to receive the death benefit. You can choose a spouse, child, trusted family member, or even a charity as your beneficiary. It’s important to regularly update your beneficiary information to reflect any changes in your life.