Privacy Policy

Effective Date: 01/11/2024

VIP Insurance Advocates, LLC ("we," "our," or "us") values your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website, www.vipinsadvocates.com, and when you engage with our services.

1. 1. Information We Collect

We may collect the following types of personal information:

• Contact Information – Name, email address, phone number, mailing address
   
• Financial Information – Income, retirement assets, insurance policies, and other financial data relevant to planning
   
• Identifiers – Social Security number (only when necessary and with consent)
   
• Usage Data – IP address, browser type, device information, and pages visited on our website
   
• Cookies and Tracking Technologies – For site performance and marketing analytics
   

1. 2. How We Use Your Information

We use your personal information to:

• Provide insurance and retirement planning services
   
• Communicate with you about your account, policies, or inquiries
   
• Schedule appointments and provide consultations
   
• Improve our website, services, and client experience
   
• Comply with legal obligations and regulatory requirements
   
• Market our services (with your consent where required)
   

1. 3. Sharing of Information

We may share your information:

• With trusted partners and licensed agents for service delivery
   
• With financial or insurance carriers in connection with applications
   
• With legal or regulatory authorities when required
   
• With marketing and analytics service providers (non-sensitive data only)
   

We do not sell your personal information.

1. 4. Your Rights

Depending on your location, you may have the right to:

• Access or request a copy of your personal data
   
• Correct or update inaccurate information
   
• Request deletion of your data
   
• Opt out of marketing communications at any time
   

To exercise any of these rights, please contact us at [Insert Contact Email].

1. 5. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no system can be guaranteed 100% secure.

1. 6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

1. 7. Children’s Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect information from minors.

1. 8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

• 9. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact:

VIP Insurance Advocates, LLC

“No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.”